Fees
Click here for MasterCard domestic interchange fees.
|
Six Monthly Account Fee |
$17.00 |
|
My Rewards Membership |
FREE |
|
Interest Rate on Purchases |
19.80% p.a. |
|
Interest Rate on Cash Advances |
21.99% p.a (no interest free days) |
|
Interest Free Days on Purchases |
up to 55 |
|
Late Payment Fee* |
$25 |
|
Over Limit Fee |
$20 per month if limit exceeded |
|
Cash Advances |
|
|
- AT ALL NZ BANKS ATMS AND BANK BRANCHES |
$2 |
|
- AT OVERSEAS ATMS OR AT OVERSEAS BRANCHES** |
NZ$7 |
|
Foreign Currency Fee when using your Mastercard |
1% |
|
Additional Card |
FREE |
|
Joint Card |
FREE |
|
Replacement Card (Lost, Stolen or Damaged) |
$10 |
|
Copy of Statement |
$5 |
|
Courier within New Zealand and Overseas |
Courier costs where applicable |
|
Copy of Sales Voucher |
$10 |
|
Smartguard Card Repayment Insurance Premium |
78 cents for every $100 outstanding |
*A late payment fee is charged when the minimum payment, which is $5 or 2% of the outstanding balance (whichever is greater), has not been received prior to the payment due date. The late payment fee will not apply where the balance of the account at the date of the next statement is less than $25.
** Some overseas banks may charge an extra fee for a cash advance. Some Global Alliance ATM's may not charge this fee.
The fees, interest rates and charges are current as at 12 March 2009 and are subject to change.
Download our current pricelist
For more information call us on 0800 887 887
(24 hours a day, 7 days a week)