REWARDS MASTERCARD FEES

Click here for the Rewards MasterCard interchange fees.

 

Six Monthly Account Fee $17.00
My Rewards Membership FREE
Interest Rate on Purchases 19.95% p.a.
Interest Rate on Cash Advances 21.99% p.a (no interest free days)
Interest Free Days on Purchases up to 55
Late Payment Fee* $15
Over Limit Fee $15 per month if limit exceeded
Cash Advances  
-AT ALL NZ BANKS ATMS AND BANK BRANCHES $2
-AT OVERSEAS ATMS OR AT OVERSEAS BRANCHES** NZ$7
Foreign Currency Fee when using your Mastercard 1%
Six Monthly Additional Card $5
Six Monthly Joint Card $5
Replacement Card (Lost, Stolen or Damaged) $10
Copy of Statement $5
Courier within New Zealand and Overseas Courier costs where applicable
Copy of Sales Voucher $10
Smartguard Card Repayment Insurance Premium 78 cents for every $100 outstanding



*A late payment fee is charged when the minimum payment, which is $5 or 2% of the outstanding balance (whichever is greater), has not been received prior to the payment due date. The late payment fee will not apply where the balance of the account at the date of the next statement is less than $25. ** Some overseas banks may charge an extra fee for a cash advance. The fees, interest rates and charges are current as at 14 February 2011 and are subject to change.

Download our current price list

For more information call us on 0800 887 887
(24 hours a day, 7 days a week)

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